Useful guides and practical advice for those seeking reliable legal guidance.
Attention! The blog posts are based on the legal environment in force at the time of publication and are intended for general informational purposes only.
Legislation may change; therefore, in specific cases it is advisable to review the applicable laws in force and seek individual legal advice.
The aim of the Otthon Start loan programme is to support the acquisition of a first home.An immediate question arises: who qualifies as a first-time home buyer? I will address
A property may have multiple owners. This is unproblematic if the co-owners – for example spouses – live together and jointly use the entire property. However, if the use of the
The 3% loan is an attractive opportunity, but one should not focus solely on the favourable interest rate. The legal status of the property, the bank’s conditions and the contractual
News spread quickly that a 10% down payment is sufficient for the Otthon Start loan. However, the situation is not that simple. Several legal regulations must be interpreted together, and banks may
The loan may be used for the purchase of a property or, in the case of construction, to cover the remaining costs. In this post, I focus on the conditions to consider
Government Decree No. 227/2025 defines the eligibility criteria. It provides the framework for lending institutions, which then develop the detailed rules of application and credit assessment. The decree is not
